HanseMerkur Reiseversicherung

VISUM PLUS travel insurance cover for foreign guests

Options:
insurance cover for travel health, accident and liability
multiple visa up to 90 days within a year

Benefits

WHO QUALIFIES FOR INSURANCE

• Foreign nationals with a limited period of stay in the Federal Republic of Germany or in any other EU country and who require a visa to enter the country.

MAXIMUM JOINING AGE

•  74 years

INSURANCE PERIOD

• Between 1 day and 1 year

ENTERING THE AGREEMENT

• If not differently requisite within 31 days of arrival in the Federal Republic of Germany or another EU state possible.

I. Travel medical insurance

BENEFITS

In case of illness or accident in the Federal Republic of Germany or any other EU state, we will refund all proven expenses for

• Outpatient treatment by a doctor
• Medicines and bandages as prescribed by the doctor
• Inpatient treatment at hospital (standard class – a room with more than one bed, no optional benefits, no private treatment)
• Transport to and from the nearest hospital
• Palliative dental treatment including standard fillings and repairs of existing dental replacements 100% of the invoiced amount. A maximum of EUR 300.– for stays with a duration of up to 180 days A maximum of EUR 600.– for stays with a duration of up to 365 days
• Transport home where this makes medical sense and is advised by a doctor
• In case of death, returning the corpse of an insured person or funeral costs of up to EUR 10,000.–

Maximum benefit per insurance agreement is EUR 50,000.–

II. Travel accident insurance

• Sums insured: 5,000.– EUR in case of death
• up to 25,000.– EUR in case of disability

(From 90% disability, the compensation benefit is doubled.)

 

III. Travel liability insurance

• Sums insured: 1,500,000.– EUR all inclusive for personal injuries and material damages