International Health Insurance for Private and Short Business Trips

Health / accident / liability insurance for visitors to the European Community (EU), Germany, Switzerland and Liechtenstein

Partner
Care Concept AG

               

Health/accident/liability insurance for visitors to the European Community (EU), Germany, Switzerland and Liechtenstein

visitors from world wide

Care Economy

up 365 days --- up to 74 years of age

Many foreign citizens from world wide who spend time in Germany, in the EU, Switzerland or Liechtenstein often have no or inadequate insurance cover. Unfortunately, illnesses and accidents cannot be entirely avoided and can incur substantial financial sacrifices. Regardless whether you are travelling privately or on business, the foreign travel insurance policy of Care Economy will cover the costs of any required medical treatment, accidents and liability. 


ible for cover:
The Care Economy international policy is tailored to the needs of foreign guests and visitors within the European Union (EU) and the Schengen States. Health insurance for foreign nationals can be taken out up to the insured’s 75th birthday and has a maximum duration of two years. ► find out more

What are the insurance benefits:

The benefits cover outpatient, inpatient and dental treatment by all licensed physicians worldwide at the normal local fees. The provided insurance cover complies with all the requirements for a Schengen-Visa made by the requirements of Regulation (EC) No 810/2009 of the European Parliament and the Council of the European Union by 07/13/2009. Care Economy international health insurance also covers the host, in particular, against most financial risks of a formal obligation (Verpflichtungserklärung). A combination with Care Protector accident/liability policy reduces the remaining risks from a formal obligation significantly.► find out more

What does the insurance cost:

The premium for the Care Economy international insurance depends on the duration and age. For those between 0 and 64 years old, the total premium for 30 days, for example, amounts to one time EUR 30.00. ► find out more

Taking out insurance:

You can take out your international policy directly online and, after your application has been checked and approved, will receive an immediate confirmation per e-mail within a few minutes including all the documents you need for your visa application. From 120 days term of insurance in addition we will send you the full insurance documentation, including the policy, by post within two working days. In addition to international health insurance, we also recommend that you take out a "Care Protector" accident and liability policy. You can conclude this quite conveniently together with your health insurance under Online application for a premium from EUR 2.00 per m.

er the costs of any required medical treatment.

Summary of benefits

We refund documented costs in case of illness or accident in Germany and all EU Countries for Out-patient treatment by a doctor Additional cost for medically appropriate return up to EUR 10,000.00 In-patient hospital treatment (general class –multiple bedrooms – no coverage options) including subsequent treatmentTransport to the nearest hospital and backPain-deadening dental treatment including simple fillings and repair of existing dental prostheses, max. EUR 300.00 per stay up to 180 days, over 180 days max. EUR 600.00. Additional cost for medically appropriate return up to EUR 10.000,–Transport in case of death of an insured person/burial costs up to EUR 25.000,–minus EUR 25.00 deductible per insured event

Important notes

Insurance ends with completion of the 76rd year of life. The insurance policy proves the insurance cover you applied for. In addition, you will receive an insurance confirmation and treatment certificates after processing your application. Renewal of the current insurance is possible. If the insured person is going to stay any longer than applied for, the original period of insurance cover can only be extended if the application is received by Care Concept ® AG in written form (e-mail, fax, mail) before the original contract expires and the insurer expressly agrees to this. In this case the insurance policy only covers events occuring after the application to extend the policy was made. In case of extension of the insurance cover there has to be paid the differing amount of premium between the original, formerly selected period of insurance cover and the new one. The max insurance period - including all renewals - is two years.

What is not insured - exclusion from coverage

The insurer is not liable to perform in casesof illnesses, complaints and consequences of accidents that already exist, or are known, on commencement of cover or renewal andthe consequences of such illnesses and accidents that have been treated within the last six months before commencement of cover or renewal.You will find a detailed description of benefits in the insurance conditions . In addition to general policy terms, only the German version of this tariff is legally obligatory. Premium list Health insurance Care EconomySingle premium Health insurance Term of insurance up to ... days up to 64 years 65-74 yearsTerm of insurance up to ... days: 90 up to 64 years:EUR 1.00 / Day65-74 years:EUR 2.95 / Day Term of insurance up to ... days: 91 - 180up to 64 years:EUR. get full table ....

 

Documents you need

world wide

Care Economy

 Application

 

TRAVEL INSURANCE OPTIONS

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at a glance / IM BERBLICK
· Finanzpartners DE
· Finance partners EN
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For a specific trip: Travel Cancellation insurance plus Emergency Assistance insurance plus Medical Travel insurance plus Baggage insurance plus Motor vehicle insurance
Enquiries
H O M E
 
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